New · Built for the UKLaunching this spring

Business financemade simple.Quote, invoice, and know your margin - before you send.

✓Free to start✓No credit card✓Launching soon
Live margin
Bathroom refit - Murphy Plumbing
Total: £ 1,266.90
Draft
31.6%
Your gross margin on this job
Target range: 25–40%Healthy
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The cost of doing it the old way

£22k
avg lost to late payments per small business per year
33 hrs
monthly admin time wasted by small businesses
56%
of small businesses are owed money right now

Sources: QuickBooks Late Payments Report 2025, UK Government Small Business Plan 2025

Sound familiar?

The admin nobody
warned you about.

Every service business hits the same three walls: underquoting, duplicate invoices, and not knowing if a job was actually profitable. We built Lyvio to fix all three - before they cost you.

"

I quoted £650 for the job. Took twice as long. Barely broke even.

- Ciara M.Electrician

"

I'm still copy-pasting last month's invoice and changing the date.

- Rahul S.IT consultant

"

I have no idea if I'm profitable until my accountant tells me at year end.

- Tom B.Decorator

How it works

From quote to paid -
in minutes.

No accounting degree. No bloated software. Four screens, done.

1
Build your quote.
Add line items with quantity and price. VAT calculated automatically. Takes under two minutes.
2
Check your margin before you send.
Enter what the job costs you alongside what you're charging. Lyvio shows your gross margin live and warns you if it's too low before the quote goes out.
Only Lyvio does this
Try it - drag to set sell price33.0%
Cost € 690Sell € 1,030
Healthy - most service businesses target 25–40%.
3
One click to invoice.
Client said yes? One click turns your quote into a fully compliant invoice with sequential numbering, correct VAT, and your branding.
4
Track what you're owed.
See every outstanding invoice at a glance. Mark as paid, send a reminder, or flag as overdue - without touching a spreadsheet.

The margin checker

See it in action.

This is the real quote builder. Edit any value - watch the margin change live.

lyvio.co.uk / quotes / new
Quotes /Drafts /Q-00421
New quote - Murphy Plumbing Ltd
Draft
DescriptionYour costSell priceMargin
££36%
££25%
+ Add line item
Subtotal£ 1,030.00
VAT 20%£ 206.00
Total£ 1,236.00
Your gross margin on this job
33.0%
Healthy - most service businesses target 25–40%.
You'll make on this job£ 340.00
✎Edit any number above - the margin updates live

Why Lyvio

Built for the 90% of small businesses
that don't need enterprise software.

Feature
Lyvio
Spreadsheet
Big accounting SaaS
Live margin checker before you send
✓
-
-
Quote → invoice in one click
✓
-
Sort of
Local VAT rules out of the box
✓
-
✓
Set up in under 5 minutes
✓
✓
-
Monthly price for a plumber
£8
£0
£26+

Pricing

Simple, honest pricing.

Start free. Upgrade when it saves you money. No per-user taxes. No feature gates on the things you actually need.

Free
£0/ forever
For testing the waters.
  • 3 quotes per month
  • PDF download
  • VAT auto-calculated
  • Live margin checker
Start free
Most popular
Pro
£8/ per month
Everything a one-person business needs.
  • Unlimited quotes
  • Quote → invoice in one click
  • Payment tracking
  • Custom branding
  • Email delivery to clients
Get 3 months free
Business
£19/ per month
For small teams who share a set of clients.
  • Everything in Pro
  • Up to 3 team members
  • Overdue payment reminders
  • Monthly profit & loss summary
Join waitlist

Early access

Get 3 months free
when we launch.

Join the waitlist and lock in early access to Lyvio Pro. Welcome to the first invoicing tool that actually tells you if you're making money.

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